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Country: 188.8.131.52, North America, US
City: -111.8906 Arizona, United States
Pretty good insight as to how to take advantage of the cycles of the market. Book goes in detail how to improve the returns using the January effect, the presidential market cycle and market seasonality to get away from higher risk periods.
I've been with Quicken for over a decade now. I use Quicken Deluxe 2001 (spreadsheet style budgeting tool; simple access to all features through editable sidebar tabs, etc.) and have tried the different versions up to about 2006, at which point I quit due to lack of any meaningful progress. However, I decided to try Quicken Deluxe 2011 since the reviews say Intuit's purchase of Mint.com brought new ideas into the latest release. Ultimately I was again disappointed. In an era where beauty and elegance is in vogue in software design (Money 2008, Office 2010, etc.) Quicken is actually going backwards. Aesthetically, the older packages (2002, 2003, etc.) were much nicer looking. The sidebar feature is down-right plain looking. The toolbar area and buttons are also plain. Overall, access to the features gets more strewn across the landscape with each release, and 2011 follows suit. It's probably the worst of all. All-in-all the tools do not even feel like part of the package as each opens up in a window separate from the main application window. Quicken 2001 had the same separate windows, but they could be docked and accessed via tabs on the left side of the application where the sidebar now resides; this made the app easy to customize, centralized the tools in one easily organized area, and gave it a well-integrated feel. Moreover, in 2011 tools like debt reduction, cash-flow forecasting, category lists, etc. continue to have the same basic look and feel as they did in 2001, but with just a little different paint. I love Quicken Deluxe 2001. It's elegant, efficient, highly customizable, and the interface is not unattractive. But then again I'd hoped Intuit would find ways to improve on that layout over time. That hope was not only left unfulfilled, but they actually messed up a fairly smart design. I hate to rake Intuit like this because software producers have a difficult job. Software never wears out, so if you write the perfect program, what do you do for an encore? That said, the Quicken software package in my opinion lacks any real direction, with most releases simply wandering around in a half-hearted manner from one half-baked idea to another. I suggest that Intuit get in or get out--develop a vision and a plan, or just call it a day. However, on a more positive note, if someone new to money management software is looking for a program to use, Quicken will get the job done. Just don't expect anything more from Intuit than a languishing program, though. (To be fair, Microsoft has the same problem with their Office suite).
Love this author, love her blog, love everything about Skinnytaste. My only regret is this book didn't come with Gina coming to my home and making dinner for me. ;)
I have been taking ginseng for the year and I swear by it. I do not drink coffee or consume much caffeine at all but because of this product I never feel tired during times of the day I used to feel sluggish during when I was a coffee drinker. I've also had no issues with sexual energy either since beginning to take this and a male energy supplement called Truplayer.
Listen to the warnings! I've used this for 1 year and my floors just keep getting hazier. I read the reviews and new it was buildup. I test cleaned a small area with a steam mop (which I usually don't use) and after going over the spot several times the steam started breaking up the film into a powder that then dried into a crumbled up gray looking mess! I think I'll be able to get it off, but it's not going to be easy!